Singapore Restructured Hospitals
 
Singapore General Hospital
Changi General Hospital
KK Women’s and Children’s Hospital
Alexandra Hospital
Tan Tock Seng Hospital
National University Hospital
 National Heart Centre
National Cancer Centre
Singapore National Eye Centre
National Skin Centre
National Neuroscience Institute
National Dental Centre
 
   
Singapore Private Hospitals
 
Mount Elizabeth Hospital
Gleneagles Hospital
Eastshore Hospital
 Mount Alvernia Hospital
Thomson Medical Centre
Raffles Hospital
 
   
Community Hospitals
 
Ang Mo Kio – Thye Hua Kwan Hospital Ltd
St Andrew’s Community Hospital
Westpoint Family Hospital

co-insurance comparsionNote: NTUC Income Enhanced Shield rider has an annual cap of 3000SGD deductible for preferred, SGD2500 for Advantage, SGD2000 for basic

This table illustrates the possiblilty of removing the deductible and the 10% co-insurance portion of the medical bills by taking on the rider of the respective shield plans.

The best health insurance plan for you is the one that gives you the greatest flexibility and the most benefits for the lowest cost. Unfortunately, there’s no such thing as a standard health insurance plan. As you would when making any major purchase, you’ll need to shop around and get several quotes before choosing a plan. Here are a few points to consider:

What are the deductibles and co-insurance requirements?
How much freedom do you have to choose your own health-care providers?
Does the plan cover the health services that you need?
Does the plan cover the health-care providers you’re currently using?
Does the plan offer family, as well as individual, coverage?
Does the plan cover pre-existing conditions? Is there a waiting period? (The average waiting period is three months to one year.)
Does the insurance company have a good reputation in the industry and a positive rating from a major ratings organization?

40 years of his Medisave wiped out in 3 months   

Driver Mohammad Abdullah had saved over $30,000 in his Medisave account over 40 years – and saw it go in just three months after his daughter got ovarian cancer… 

Please click here the above link to read more.  

Reason for buying insurance  : Medisave is our own money, although only our beneficiaries can use it later on. Medisave is NOT EVEN an insurance scheme for an individual. However, Medisave ought to and MUST be used to purchase an insurance plan. The most basic shield plan in Singapore is the CPF Medishield plan.   

However, the Medishield plan, as it’s purpose is, is too basic. You will need a private insurer’s shield plan, in order to even be considered adequately insured.

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